Early payment: propose, review and agree the fee split
Understand buyer savings, supplier net receipts and the separate platform and processing fees.
Before you start
0 / 3 ready · checklist for this visit
Step 1: Supplier offer + bank details
Step by step
- 1
Supplier checks eligibility
On an eligible top-level due-date order at the payment stage, use Get paid now — early payment. Provide the buyer discount and complete beneficiary details before sending the offer.
- 2
Review all deductions
The buyer discount has a 5% minimum. The platform fee is fixed at 2% of invoice face value; the settlement processing fee is separately configured. The displayed quote is the authoritative breakdown for this offer.
- 3
Buyer accepts or declines
The buyer reviews savings, buyer payable and supplier net amount, then uses Agree & pay or declines. Do not infer acceptance from a chat discussion. Check the resulting order status.
- 4
Track the agreed payout
Acceptance creates payment instructions with the agreed split. The supplier receives the invoice less the total deductions; the buyer pays the invoice less the buyer discount only. Processing and platform fees come from that funded amount.
Expected outcome
A recorded early-payment agreement showing each party’s actual amount.
Important checks
- Example only: on 100,000 with 5% buyer discount, 2% platform fee and 1.5% processing fee, buyer pays 95,000; supplier receives 91,500; fees total 3,500. The buyer does not pay 91,500.
- The 1.5% processing rate is an example, not a guaranteed rate. Always read the current quote.
Questions & answers
Why is the buyer discount different from total deductions?
Total deductions include buyer savings plus platform and processing fees. The supplier’s net amount therefore differs from the buyer’s payable.
Can I request early payment after normal payment started?
The eligible offer flow excludes orders with amounts already paid or payments in progress. Contact support rather than creating a competing instruction.
Are retained subcontractor margins platform fees?
No. Supplier-chain margins are supplier earnings. They are distinct from early-payment platform and processing fees.